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HuklberryPETSSee my price

Life together

The pet insuranceyou'll feel good about.

See your pet's price and coverage options from Odie.

Good pets make a good life.

A golden retriever in a Huklberry bandana and a tabby cat resting together on a sofa at home.

Coverage for the life you share.

Flexible options. Real support.

A golden retriever in a burgundy bandana on a sunlit woodland path.

Accident & illness

Help with covered accidents
and new illnesses.

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A golden retriever resting on a sage knitted blanket.

Wellness Plan

A separate plan. Not insurance.
Everyday care with yearly benefit limits.

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Odie members have 24/7 vet chat and access to Odie Perks. Pre-existing conditions are excluded. Waiting periods apply. Accident and illness plans offer up to 90% reimbursement of eligible costs, subject to your policy. Accident-only coverage has 90% reimbursement, a $250 annual deductible and a $10,000 annual limit. Home prescription medication is an optional add-on for eligible insurance plans.

What would this
vet bill cost you?

See how an accident & illness plan can help with an eligible bill.

How the numbers work
An illustrative veterinary invoice on folded paper, stamped Paid in red ink.
Illustrative example. Not an actual invoice. Patient: Bailey / Dog. Invoice: EX-1042.
Illustrative veterinary services and charges
DescriptionAmount
Emergency exam$210.00
X-rays$350.00
Surgery$600.00
Medication$80.00
Invoice total$1,240.00
Paid in full. Balance due: $0.00.
Eligible bill
$1,240
Reimbursement rate
80%
80% of the bill
$992
Deductible remaining
$250
Odie could reimburse
$742

Illustration only, not a quote. It assumes the whole bill is eligible, your full deductible remains and your annual limit isn't reached. Not every bill is eligible. Actual reimbursement depends on your policy's terms. This example assumes the full $250 deductible and $10,000 annual limit remain.

Coverage for what
their lives bring.

Help with the unexpected.
A separate plan for everyday care.

Swipe to compare all three options

What's coveredAccident-onlyAccident & illnessWellness PlanNot insurance
Covered accidentsUnexpected injuries, subject to your policy.
Eligible, subject to termsEligible, subject to terms−
New illnessesEligible new conditions under your policy.
−Eligible, subject to terms−
Routine careEligible checkups, vaccines and prevention.
−−Eligible, subject to terms
Routine dental careEligible care within yearly category limits.
−−Eligible, subject to terms
Surgery & hospital careAccidents under either policy. New illnesses only with accident & illness.
Eligible, subject to termsEligible, subject to terms−
Tests & treatmentsFor covered conditions. Some extras are optional.
Eligible, subject to termsEligible, subject to terms−

Coverage, exclusions, waiting periods and available options depend on your pet, state and selected policy. Wellness has separate yearly category limits. See your quote and plan documents for the details.

Different pets. Different plans.
One clear total.

Choose separately for each pet.
See the total before you decide.

A simple claims process
when you need it.

Get care. Save your receipt. Submit to Odie.

  1. 1. Pay your vet

    Get the care your pet needs at any licensed vet in the U.S.

  2. 2. Submit your claim to Odie

    Upload your receipt and claim details to Odie.

  3. 3. Eligible reimbursement under your policy

    Odie reviews your claim under your policy terms.

A hand holding the same folded example invoice, totaling $1,240.00 and stamped Paid. Illustration only.

Frequently asked questions

View all FAQs
Can I keep my vet?

You can visit any licensed vet in the U.S. You pay the clinic, then submit eligible expenses to Odie for review under your policy.

Are pre-existing conditions covered?

Pre-existing conditions are not covered. Signs or symptoms before the policy effective date or during a waiting period can be treated as pre-existing. Your policy sets out the exclusions.

Who handles claims?

Odie administers your policy and handles claims. Huklberry presents the products and quote experience. Your policy identifies the issuing insurer.

A golden retriever and tabby cat nestled together on a blanket against a deep berry background.

Life's better
with them in it.

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Same companions.
More good days.